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As members of the American Gem Society, we follow their established guidelines for appraisal practices that assures you will be protected in the event of a loss of precious jewelry. We maintain an Accredited Gem Lab and have Certified Gemologist Appraisers of the American Gem Society on staff.

We offer the following types of appraisals:

  • Insurance - To Assure a Replacement of Equal Utility, Quality and Value
  • Estate - For Tax Liability Purposes
  • Comparison - To Verify the Identity and Quality Claimed by a Third Party or to Verify the Value
  • Divorce Settlement - To Appraise Property in Which Fair Market Value Is Used
  • Estimate to Replace - To Determine Values of Items That Were Lost or Stolen
  • Damage - To Indicate the Weight Loss Resulting from Re-Cutting a Damaged Stone and Its Loss of Value
  • Casualty Loss - For an Income Tax Deduction for Lost and Damaged Items NOT Covered by Insurance


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Appraisal FAQs

Do you prepare appraisals?

We have a very active appraisal department. Our services range from help with liquidation of items to insurance documentation to advice on equitable distribution to assistance in settling estates, and everything in between, all done right on the premises.

What information should an insurance appraisal contain?

  • Current Retail Prices in the Regional Market
  • Cut, Color, Clarity and Carat Weight of Diamonds and Other Gemstones
  • Type and Number of Diamonds and Other Gemstones Used
  • Weight of the Precious Metal Used in the Mounting
  • Type and Number of Gemstones
  • Origin of the Materials Used
  • Craftsmanship of the Piece
  • Manufacturer’s Marks including Brand Name, Serial Numbers, and Model Numbers for Pieces Like Watches

What is the cost for an appraisal?

Our fee schedule is time-based, not based as a percentage of the determined value of your jewelry items. Our experience allows us to give you an exact cost estimate upon viewing your pieces.

What should I bring with me?

Please bring any items you intend to have appraised with you to your appointment. If you have any older paperwork, such as previous appraisals or sales documentation, please also bring those documents to your appointment. 

How long does it take?

We try our best to accommodate our clients and their needs. In general, a formal written appraisal will be completed within one to two weeks. This includes a complete inspection, cleaning and polishing of your jewelry in our repair shop as well as documentation of details and descriptions of your items, photographs and thorough market research of values and availability.

Can the appraisal work be done while I wait?

We would prefer to take appropriate care with your jewelry items and have sufficient time to inspect, clean and polish your jewelry as well as complete our market research for each item without causing you to wait. Our staff will provide you with a receipt for your items and they will be safeguarded while in our care.

What educational background do you have?

At Continental Jewelers we have Certified Gemologist Appraisers of the American Gem Society on staff. They have been educated in all forms of gemological knowledge, as well as appraisal theory, to best provide you the information you need to insure your jewelry. Our appraisers are retested every year by the American Gem Society. Periodic color vision screening is also a requirement to preserve their credentials.

Whether you need to protect your future or divide your heirlooms, appraisal documentation is key. Stop in to see a sample of our appraisal report!