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Please note: Due to an overwhelming quantity of documentation work currently in our queue, we unfortunately will not be able to take in additional items for insurance documentation until January of 2023. Thank you for your understanding!


As members of the American Gem Society, we follow their established guidelines for appraisal practices which ensure you will be protected in the event of a loss of precious jewelry. We maintain an Accredited Gem Lab and have Certified Gemologist Appraisers of the American Gem Society on staff.

We offer appraisal services in the form of written insurance documentation, the purpose of which is to help you secure a replacement of equal utility, quality and value in the event of a loss. 

Appraisal FAQs

Can the appraisal work be done while I wait?

We prefer to take appropriate care with your jewelry items and have sufficient time to inspect, clean, and polish your jewelry as well as complete our market research for each item without causing you to wait. Items will need to be left while documentation is completed; our staff will provide you with a receipt for your items and they will be safeguarded while in our care.

What information should an insurance appraisal contain?

  • Current retail prices in the regional market
  • Cut, color, clarity and carat weight of diamonds and other gemstones
  • Type and number of diamonds and other gemstones used
  • Weight of the precious metal used in the mounting
  • Type and number of gemstones
  • Origin of the materials used
  • Craftsmanship of the piece
  • Manufacturer’s marks including brand name, serial numbers, and model numbers for pieces like watches

What is the cost for an appraisal?

Our fee schedule is time-based, not based as a percentage of the determined value of your jewelry items. Our experience allows us to give you an accurate cost estimate upon viewing your pieces.

What should I bring with me?

Please bring any items you intend to have appraised with you to your appointment. If you have any older paperwork, such as previous appraisals or sales documentation, please also bring those documents to your appointment.

What does this process include?

Our process for providing formal written documentation includes a complete inspection, cleaning and polishing of your jewelry in our repair shop, and documentation which includes details and descriptions of your items, photographs, and thorough market research of values and availability..

What educational background do you have?

At Continental Jewelers we have Certified Gemologist Appraisers of the American Gem Society on staff. They have been educated in all forms of gemological knowledge, as well as appraisal theory, to best provide you the information you need to insure your jewelry. Our appraisers are retested every year by the American Gem Society. Periodic color vision screening is also a requirement to preserve their credentials.

To help protect the future of your jewelry, appraisal documentation is key. Make an appointment to discuss documentation and see a sample of our appraisal report!